Human Arc Blog

  • After Open Enrollment

    Shanna Hanson - April 10, 2014

    Millions of Americans began enrolling in health coverage through federal and state marketplaces on October 1, 2013. That “open enrollment” period closed March 31, 2014. So now what? Coverage Mandate The Affordable Care Act (ACA) mandated Americans have health coverage beginning January 2014 or make a “shared responsibility payment” to the Internal Revenue Service. Under [...]

    CommentNo Comments
  • Michigan Medicaid Expansion: Applying for Coverage

    Shanna Hanson - April 8, 2014

    Since April 1, enrollment has been underway for the Healthy Michigan Plan, which expands Medicaid eligibility to a new group of people: adults ages 19-64 with income up to 133% of the Federal Poverty Level (plus a 5% disregard if needed for eligibility). As of midnight Thursday, April 3, more than 36,000 people had applied [...]

    CommentNo Comments
  • Michigan’s Medicaid Expansion Program Launches

    Shanna Hanson - April 1, 2014

    Medicaid Expansion in Michigan, known as the Healthy Michigan Plan, officially launched today. This means enrollment is now underway for those newly eligible—an anticipated 320,000 people in the first year and as many as 470,000 overall. Under the Healthy Michigan Plan, adults ages 19-64 with income up to 133% of the Federal Poverty Level (plus [...]

    CommentNo Comments
  • Open Enrollment Period Extended for Some

    Human Arc - March 26, 2014

    The Open Enrollment deadline for the federal Marketplace was scheduled to end March 31 for everyone; however, the Department of Health and Human Services (HHS) has announced that some Americans will have more time to enroll. According to HHS, people “in line”—in other words, those who begin the process of signing up—before March 31 will [...]

    CommentNo Comments
  • Understanding Medicaid’s Impact on Assets

    Shanna Hanson - March 17, 2014

    You may have heard this one: “I don’t want to sign up for Medicaid because I don’t want the State to take away all my assets.” Can that really happen? The answer isn’t a simple yes or no, but asset recovery can occur in certain circumstances. Let’s take a deeper look to see what impact, [...]

    CommentNo Comments
  • ACA Changes to CHIP Challenged

    Shanna Hanson - March 4, 2014

    Legislation is pending [i] to strike down a section of the Affordable Care Act (ACA) that affects some children enrolled in the Children’s Health Insurance Program (known as CHIP since the 2009 reauthorization, not SCHIP). The ACA proposes children under 133% of the Federal Poverty Level (FPL) be transferred to Medicaid. This change would impact [...]

    CommentNo Comments
  • Marketplace versus Medicaid

    Shanna Hanson - February 11, 2014

    The Affordable Care Act’s “No Wrong Door Policy” was established to ensure applicants did not get bumped from one application venue to another—sometimes known as the “run-around effect.” We’ve all been there. We stand in one line for an hour only to be told to stand in another line. Or we’re on telephone hold only [...]

    CommentNo Comments
  • Ohio Medicaid Expansion overcomes Challenges to become Law

    Shanna Hanson - January 14, 2014

    Ohio has been in limbo regarding Medicaid expansion since October 2013 when a little-known committee, the Controlling Board, approved acceptance of federal funds to expand Medicaid. Ohio then pressed forward with expansion, despite an ongoing legal battle that could have changed the outcome. That didn’t happen. On Dec. 20, the Ohio Supreme Court ruled 4-3 [...]

    CommentNo Comments
  • Qualified Health Plans: Marriage Penalty?

    Shanna Hanson - December 11, 2013

    An individual’s household size and income, as a percentage of the Federal Poverty Level (FPL), determines the cost to him or her of purchasing insurance through a Qualified Health Plan (QHP) in the Marketplace. So does being married impact these costs or an applicant’s eligibility for assistance? Adding a spouse into the mix does influence [...]

    CommentNo Comments
  • Qualified Health Plans: Is Free Insurance Possible?

    Shanna Hanson - December 2, 2013

    Is it possible for an applicant to receive free insurance through a Qualified Health Plan (QHP) in the Marketplace? The answer is yes and no. Some reports estimate that, under the Affordable Care Act (ACA), up to 7 million people could be eligible for federal insurance subsidies that will pay the entire monthly cost of [...]

    CommentNo Comments


Filtering Options


Experience. Compassion. Results.